Reducing the obstacles that hinder young people from accessing affordable credit for business, education, family, or personal needs at free interest or low-interest rates.

The Problem

The Problems - Hundreds of millions of economically active young people in the developing countries face similar challenges. Firstly, conventional savings schemes with traditional banks yields very low interest. Secondly, there is high interest rate on bank loans which makes it impossible to access conventional credit cheaply. Thirdly, it is difficult and expensive for young people to save by investing and building equity ownership of revenue producing assets.

The Solution

SidoCredit is developed as an innovative lending system that drives a funding innovation (revenue-based financing), an ownership innovation (three-owner model), ownership strategy (sustainable simultaneous, increasing and decreasing ownership – SIDO system), and trading system which will enable young people to save by gradually investing and cheaply building equity ownership of revenue producing assets mainly houses/apartments. Thereafter, use the equity ownership as collateral to access affordable credit. We are promoting financing/investing, housing, saving, lending, and learning.

Our Customers

SidoCredit (Innovative Complementary Lender) Banks, MFIs and others (Traditional or Conventional Lenders)
1 We create access and unlock educational, social, and economic progress They hinder educational, social, and economic progress through costly credit
2 We offer low-interest, secured loans They offer high interest loans
3 Low on transaction costs. There is no fees or charges as management and maintenance fees are already charged on assets being managed and maintained High on transaction costs

Upfront fees, hidden charges and penalties
4 We leverage software, Internet, databases to benefit customers They use software, Internet, databases to benefit the banks

Our target customers (borrowers) are male and female young persons as farmers, builders, retailers, entrepreneurs, bankers, insurers, and transporters.

Benefits to Revenue Investors

  • Most investors who invest in our lending business also invest in our housing business to spread the risks and rewards.
  • All investments are insured against risks.
  • Investors receive regular recurring revenues.
  • Software technology ensures investment efficiency and transparency.
  • Benefits to Borrowers (Young People)

  • The process helps young people to build equity ownership in order to access cheap credit.
  • The interest rate is very low and occasionally, some loans are interest-free.
  • The application processes are automated, transparent, and secure.
  • Borrowers who repay promptly are able to build their credit record.
  • The Software Technology - SidoSoft

    SidoSoft is a smart, simplified, and user-friendly SaaS technology solution developed to enable current and future owners to trade and transfer ownership more intelligently. The cloud-based software system is used by revenue-based investors, assets managers, and employees/producers to manage ownership and monitor changes in equity ownership of expensive but revenue-producing assets. The special focus is on the ownership real estate assets and mostly affordable houses/apartments. For more information – visit SidoSoft.net

    Reducing the customer writting obstacles that hinder young people from accessing affordable credit for business, education, family, or personal needs at free interest or low-interest rates.

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    The Problem

    The Problems – Hundreds of millions of economically active young people in the developing countries face similar challenges. Firstly, conventional savings schemes with traditional banks yields very can i pay someone to write my essay low interest. Secondly, there is high interest rate on bank loans which makes it impossible to access conventional credit cheaply. Thirdly, it is difficult and expensive for young people computer homework help to save by investing and building equity ownership of revenue producing assets.

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    The Solution

    SidoCredit is developed as an innovative lending system that drives a funding innovation (revenue-based financing), an ownership innovation (three-owner model), ownership strategy (sustainable simultaneous, increasing and decreasing ownership – SIDO system), and trading system which will enable young people to save by gradually investing and cheaply building equity ownership of revenue producing assets mainly houses/apartments. Thereafter, use the equity ownership as collateral to access affordable credit. We are need someone to write my paper promoting financing/investing, housing, saving, lending, and learning.

    icon

    SidoCredit (Innovative Complementary Lender) Banks, MFIs and others (Traditional or Conventional Lenders)
    1 We create access and unlock educational, social, and economic progress They hinder educational, social, and economic progress through costly credit
    2 We offer low-interest, secured loans They offer high interest loans
    3 Low on transaction costs. There is no fees or charges as management and maintenance fees are already charged on assets being managed and maintained High on transaction costs

    Upfront fees, hidden charges and penalties

    4 We leverage software, Internet, databases to benefit customers They use software, Internet, databases to benefit the banks

    icon

    fadeIn

    Our Customers

    Our target customers (borrowers) are male and female young persons as farmers, builders, retailers, entrepreneurs, bankers, insurers, and transporters.

    icon

    Benefits to Revenue Investors

  • Most investors who invest in our lending business also invest in our housing business to spread the risks and rewards.
  • All investments are insured against risks.
  • Investors receive regular recurring revenues.
  • Software technology ensures investment efficiency and transparency.
  • Benefits to Borrowers (Young People)

  • The process helps young people to build equity ownership in order to access cheap credit.
  • The interest rate is very low and occasionally, some loans are interest-free.
  • The application processes are automated, transparent, and secure.
  • Borrowers who repay promptly are able to build their credit record.
  • The Software Technology – SidoSoft

    SidoSoft is a smart, simplified, and user-friendly SaaS technology solution developed to enable current and future owners to trade and transfer ownership more intelligently. The cloud-based software system is used by revenue-based investors, assets managers, and employees/producers to manage ownership and monitor changes in equity ownership of expensive but revenue-producing assets. The special focus is on the ownership real estate assets and mostly affordable houses/apartments. For more information – visit SidoSoft.net

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